{"id":"eba-q2-dashboard-shows-eu-banks-capital-and-liquidity-buffers","canonicalSlug":"eba-q2-dashboard-shows-eu-banks-capital-and-liquidity-buffers","url":"https://wellficent.com/en/news/eba-q2-dashboard-shows-eu-banks-capital-and-liquidity-buffers","language":"en","title":"EBA dashboard finds EU banks well-capitalised in second quarter","summary":"EU/EEA lenders reported a 16.1% CET1 ratio and a 158.5% liquidity coverage ratio in Q2 2026.","body":["The European Banking Authority’s second-quarter risk dashboard, published on 25 September, reports robust capital and liquidity at EU and European Economic Area banks. The common equity tier 1 ratio was 16.1%, while the liquidity coverage ratio stood at 158.5%.","Household lending grew 5.2% year on year and lending to non-financial companies rose 6.3%. The non-performing loan ratio was 1.8%. The EBA also cautioned that geopolitical tensions, uncertain markets and difficult economic conditions warrant monitoring; the dashboard reflects supervisory reporting for Q2."],"keyPoints":[],"sections":[],"text":"EBA dashboard finds EU banks well-capitalised in second quarter\n\nEU/EEA lenders reported a 16.1% CET1 ratio and a 158.5% liquidity coverage ratio in Q2 2026.\n\nThe European Banking Authority’s second-quarter risk dashboard, published on 25 September, reports robust capital and liquidity at EU and European Economic Area banks. The common equity tier 1 ratio was 16.1%, while the liquidity coverage ratio stood at 158.5%.\n\nHousehold lending grew 5.2% year on year and lending to non-financial companies rose 6.3%. The non-performing loan ratio was 1.8%. The EBA also cautioned that geopolitical tensions, uncertain markets and difficult economic conditions warrant monitoring; the dashboard reflects supervisory reporting for Q2.","category":"finance","region":"world","topics":[],"eventDate":"2026-09-25","eventDateBasis":"source-event-or-period","publishedAt":"2026-10-06T00:01:40Z","modifiedAt":"2026-10-06T00:01:40Z","publicationBasis":"first-publication","preparedAt":null,"sourcePublishedAt":"2026-09-25","translatedAt":null,"sources":[{"name":"European Banking Authority","url":"https://eba.europa.eu/publications-and-media/press-releases/eueea-banks-display-strength-amid-challenging-risk-environment","checkedAt":"2026-10-05","publishedAt":"2026-09-25"}],"translations":{"en":"https://wellficent.com/en/news/eba-q2-dashboard-shows-eu-banks-capital-and-liquidity-buffers","tr":"https://wellficent.com/tr/news/eba-q2-dashboard-shows-eu-banks-capital-and-liquidity-buffers","ar":"https://wellficent.com/ar/news/eba-q2-dashboard-shows-eu-banks-capital-and-liquidity-buffers","fr":"https://wellficent.com/fr/news/eba-q2-dashboard-shows-eu-banks-capital-and-liquidity-buffers","es":"https://wellficent.com/es/news/eba-q2-dashboard-shows-eu-banks-capital-and-liquidity-buffers","ru":"https://wellficent.com/ru/news/eba-q2-dashboard-shows-eu-banks-capital-and-liquidity-buffers","pt":"https://wellficent.com/pt/news/eba-q2-dashboard-shows-eu-banks-capital-and-liquidity-buffers"},"corrections":[],"locations":[]}