{"id":"eu-supervisors-flag-dependencies-cyber-and-private-credit-risks","canonicalSlug":"eu-supervisors-flag-dependencies-cyber-and-private-credit-risks","url":"https://wellficent.com/en/news/eu-supervisors-flag-dependencies-cyber-and-private-credit-risks","language":"en","title":"EU supervisors flag external dependencies, cyber and private-credit risks","summary":"The ESAs cite non-EU infrastructure reliance, AI-linked cyber threats and private-credit opacity as vulnerabilities.","body":["The European Supervisory Authorities said on 23 September that external dependencies, emerging technologies and private credit were key vulnerabilities for the EU financial system. They also said banks, insurers and investment funds had remained resilient.","The joint update points to reliance on non-EEA ICT providers and payment infrastructure, as well as cyber risks associated with increasingly capable AI. It says private credit is growing, relatively opaque and more connected to the wider system, with data gaps and possible liquidity spillovers."],"keyPoints":[],"sections":[],"text":"EU supervisors flag external dependencies, cyber and private-credit risks\n\nThe ESAs cite non-EU infrastructure reliance, AI-linked cyber threats and private-credit opacity as vulnerabilities.\n\nThe European Supervisory Authorities said on 23 September that external dependencies, emerging technologies and private credit were key vulnerabilities for the EU financial system. They also said banks, insurers and investment funds had remained resilient.\n\nThe joint update points to reliance on non-EEA ICT providers and payment infrastructure, as well as cyber risks associated with increasingly capable AI. It says private credit is growing, relatively opaque and more connected to the wider system, with data gaps and possible liquidity spillovers.","category":"finance","region":"world","topics":[],"eventDate":"2026-09-23","eventDateBasis":"source-event-or-period","publishedAt":"2026-10-06T00:01:40Z","modifiedAt":"2026-10-06T00:01:40Z","publicationBasis":"first-publication","preparedAt":null,"sourcePublishedAt":"2026-09-23","translatedAt":null,"sources":[{"name":"European Banking Authority","url":"https://www.eba.europa.eu/publications-and-media/press-releases/esas-call-vigilance-over-external-dependencies-cyber-threats-and-private-credit-risks","checkedAt":"2026-10-05","publishedAt":"2026-09-23"}],"translations":{"en":"https://wellficent.com/en/news/eu-supervisors-flag-dependencies-cyber-and-private-credit-risks","tr":"https://wellficent.com/tr/news/eu-supervisors-flag-dependencies-cyber-and-private-credit-risks","ar":"https://wellficent.com/ar/news/eu-supervisors-flag-dependencies-cyber-and-private-credit-risks","fr":"https://wellficent.com/fr/news/eu-supervisors-flag-dependencies-cyber-and-private-credit-risks","es":"https://wellficent.com/es/news/eu-supervisors-flag-dependencies-cyber-and-private-credit-risks","ru":"https://wellficent.com/ru/news/eu-supervisors-flag-dependencies-cyber-and-private-credit-risks","pt":"https://wellficent.com/pt/news/eu-supervisors-flag-dependencies-cyber-and-private-credit-risks"},"corrections":[],"locations":[]}