{"id":"indonesia-banks-post-23-70-percent-capital-adequacy-ratio-in-june","canonicalSlug":"indonesia-banks-post-23-70-percent-capital-adequacy-ratio-in-june","url":"https://wellficent.com/en/news/indonesia-banks-post-23-70-percent-capital-adequacy-ratio-in-june","language":"en","title":"Indonesia’s banks report 23.70% capital adequacy ratio for June","summary":"Bank Indonesia’s mid-2026 financial stability review reported strong banking capital and low non-performing loans, while projecting 8–12% credit growth for 2026.","body":["Bank Indonesia released Financial Stability Review No. 47 on 15 September, assessing the first half of 2026. It reported a banking capital adequacy ratio of 23.70% in June, with gross non-performing loans at 2.09% and net NPLs at 0.82%.","The central bank described system liquidity and capital as adequate and credit risk as low amid greater global uncertainty. It said those conditions provided room for intermediation and projected bank credit and financing growth of 8% to 12% in 2026. The review also highlighted macroprudential incentives and the PINISI intermediation programme."],"keyPoints":[],"sections":[],"text":"Indonesia’s banks report 23.70% capital adequacy ratio for June\n\nBank Indonesia’s mid-2026 financial stability review reported strong banking capital and low non-performing loans, while projecting 8–12% credit growth for 2026.\n\nBank Indonesia released Financial Stability Review No. 47 on 15 September, assessing the first half of 2026. It reported a banking capital adequacy ratio of 23.70% in June, with gross non-performing loans at 2.09% and net NPLs at 0.82%.\n\nThe central bank described system liquidity and capital as adequate and credit risk as low amid greater global uncertainty. It said those conditions provided room for intermediation and projected bank credit and financing growth of 8% to 12% in 2026. The review also highlighted macroprudential incentives and the PINISI intermediation programme.","category":"finance","region":"world","topics":[],"eventDate":"2026-09-15","eventDateBasis":"source-review","publishedAt":"2026-10-06T00:01:40Z","modifiedAt":"2026-10-06T00:01:40Z","publicationBasis":"first-publication","preparedAt":null,"sourcePublishedAt":"2026-09-15","translatedAt":null,"sources":[{"name":"Bank Indonesia","url":"https://www.bi.go.id/id/publikasi/ruang-media/news-release/Pages/sp_2818726.aspx","publishedAt":"2026-09-15","checkedAt":"2026-10-05"}],"translations":{"en":"https://wellficent.com/en/news/indonesia-banks-post-23-70-percent-capital-adequacy-ratio-in-june","tr":"https://wellficent.com/tr/news/indonesia-banks-post-23-70-percent-capital-adequacy-ratio-in-june","ar":"https://wellficent.com/ar/news/indonesia-banks-post-23-70-percent-capital-adequacy-ratio-in-june","fr":"https://wellficent.com/fr/news/indonesia-banks-post-23-70-percent-capital-adequacy-ratio-in-june","es":"https://wellficent.com/es/news/indonesia-banks-post-23-70-percent-capital-adequacy-ratio-in-june","ru":"https://wellficent.com/ru/news/indonesia-banks-post-23-70-percent-capital-adequacy-ratio-in-june","pt":"https://wellficent.com/pt/news/indonesia-banks-post-23-70-percent-capital-adequacy-ratio-in-june"},"corrections":[],"locations":[]}