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Bank Indonesia released Financial Stability Review No. 47 on 15 September, assessing the first half of 2026. It reported a banking capital adequacy ratio of 23.70% in June, with gross non-performing loans at 2.09% and net NPLs at 0.82%.

The central bank described system liquidity and capital as adequate and credit risk as low amid greater global uncertainty. It said those conditions provided room for intermediation and projected bank credit and financing growth of 8% to 12% in 2026. The review also highlighted macroprudential incentives and the PINISI intermediation programme.